The Best ReScreening Company

Call Us Today

(888) 555-5555

We provide unique financial solutions.

Mary Callahan is third-generation mortgage banker who has been serving metropolitan New York for more than 20 years. Mary earned a bachelor’s degree in finance from Georgetown University and returned to New York to work alongside her father immediately upon graduation. Mary is deeply involved in the community, serving on the board of trustees at Metropolitan Museum of Art and several other civic committees. Mary Callahan is a certified mortgage banker (CMB) through the Mortgage Bankers Association of America. She has served on the MBA’s Legislative Committee and served on the Board of Adjustment for the City of New York. She is a regular contributor on CNBC and Fox news as well as participated on numerous industry panels. 

The Best ReScreening Company

Our Services

The Best ReScreening Company

Conventional Mortgage Loan

Conventional loans are not guaranteed nor insured by the federal government. They are an alternative to FHA loans that offer a lot more variety to the borrower. While not all properties and lenders are approved for FHA loans, almost any property can be financed with a conventional mortgage loan.

The Best ReScreening Company

Jumbo Mortgage Loan

Jumbo loans are loans in excess of $715,000. Exceeding conventional loan limits, these loans focus on the luxury residence market. Credit and lending requirements are more stringent, but jumbo loans are available for primary, secondary, and investment properties.

The Best ReScreening Company

Reverse Mortgage

My team and I will help you understand a reverse mortgage and see if you qualify. It lets homeowners that are at least 62 years of age convert their home equity into cash payments that can be used for daily living costs, medical expenses, home improvements, education, long-term care or even to purchase another home.

Testimonials

The Best ReScreening Company
The Best ReScreening Company
The Best ReScreening Company
The Best ReScreening Company
The Best ReScreening Company
The Best ReScreening Company

Our Office Hours

Monday

9am to 5pm

Tuesday

9am to 5pm

Wednesday

9am to 5pm

Thursday

9am to 5pm

Friday

9am to 5pm

Saturday

9am to 1pm

Sunday

Closed

Frequently Asked Questions

When you call Mary Callahan’s office, you’ll speak with a member of our highly professional and experienced staff. They’ll schedule you for a free consult with Mary to discuss your situation.

You won’t be charged a dime until you decide to work with Mary.

Pre-qualification determines the maximum purchase price of a house that a buyer is qualified to purchase, based on the income and debt information provided verbally to Mary’s team.

This pre-qualifying step is not a commitment to borrow or lend money, as the information provided by the buyer must still be verified.

Pre-approval means that a lender is willing to grant a loan based on an in-depth financial assessment, such as income and debt review, employment verification and review of tax returns.

Not all. Your initial consult is Free.

If you decide to work with Mary, Mary will provide a breakdown of the applicable fees based upon the type of loan you obtain. 

Loan-to-value (LTV) represents the loan amount as a percentage of the current market value of a home.

It can be calculated by dividing the dollar amount of the mortgage loan by the current dollar value of a home. The LTV ratio helps determine whether the lender will require the buyer to secure private mortgage insurance to complete the loan.

A conforming loan is a mortgage that is equal to or less than the loan limit set annually by Fannie Mae or Freddie Mac, the government-sponsored agencies that purchase the bulk of U.S. residential mortgages from banks and other lenders.

The current conforming loan limit for a single-family home or condominium in most areas of the country is $417,000, with higher limits allowed for designated high-priced markets.

The terms conforming and conventional are often used interchangeably to describe these loans. Mortgage loans that are higher than the conforming loan limit are called jumbo mortgages or nonconforming loans.

The Best ReScreening Company